Through 'V Loans' we offer a range of Commercial Loans to fund the purchase, development, or refinance of all kinds of property.

Advances from £50k to £2m
10 - 30 year terms and 3 year interest only available
Non-Conforming and Near-prime Loans
Market-leading rates and up to 70% LTV

Business funding can be used for any of the following:

* Farms and other agricultural properties
* Land for development
* Pubs, hotels, guest houses and bed and breakfast establishments;
* Restaurants and fast food outlets
* Leisure industry properties
* General industrial properties, including warehouses and factory units
* Office accommodation
* Retail units
* Small business finance
* Small business loan
* Construction Loan
* Commercial buy to let properties

Commercial loans can also be used for the development or refinancing of an existing business, for example:

* Expansion or refurbishment of a business property
* Buying out a partner's share of a business property
* Current tenant purchasing the freehold of a business property
* Consolidation of existing loans at a lower rate of interest

How much can I borrow?

The amount a lender is willing to lend on commercial loans depends on several factors including:

* Value of the property
* Size of deposit to be contributed by the mortgage applicant
* Maximum loan to value (LTV) ratio that the lender will sanction for the type of property
* The mortgage applicant's business plan

Most lenders will offer a maximum loan-to-value ratio (LTV) of 70 percent of the value of the property when making a mortgage however, lenders will offer more if the loan in question makes viable commercial sense. In this situation we contact the lenders and discuss the case scenario individually.

Commercial Loans Business Finance

Low rates from 8.8680% APR. The overall cost for comparison is 15.5% APR typical-variable. . Over 66% of our customers receive a lower APR than the typical rate shown. Our highest rate is 19.8% APR variable

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

MISSING PAYMENTS WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.

Commercial Mortgages are not regulated by the FSA