Edwards & Associates
Since 1974
   

 

 
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House

  First-time buyer

  • We'll help you every step of the way
  • Free, impartial advice

    Mortgages

  Remortgages

  • Switch your mortgage
  • Find out how much you could save
  • Easy to use calculator
  •   Self-Cert

    • Self employed
    • non status

      Right-to-Buy

    • Buy your council house or flat
    • Use your Tenant discount
    • Buy your home at a lower price

      Buy-to-Let

    • Considering buying a property to rent out?
    • Building your property portfolio?
    • We can arrange a competitive mortgage
    • We search the market for you
    • Help with expert assistance
    • Easy to use calculator

       Loans

    • Home Owner (Secured) Loans
    • Any Purpose Personal Loans
    • Extensive Range Of Lenders

     Easy to use calculators

  • Repayment calculator
  • Income calculator

  • Should I remortgage?

    It is estimated, that as many as 4 out of 5 mortgage borrowers are paying too much for their mortgage, especially if the mortgage has been held for over four years. By applying today, you could, typically, save thousands over the life of your mortgage.

    Whenever mortgage interest rates fluctuate, it's time to consider a remortgage. Competition among lenders for your remortgage business, will usually ensure that competitive products are there to be had.

    Remortgage Service

    Remember… it would be very unusual for your existing lender to inform you of a better mortgage. Yet, if you were to apply to them as a new borrower, you would almost certainly be offered a mortgage with a better rate (and less monthly outgoing) from the one you presently hold through them. Not only that, but if you widened your search beyond your present lender, you may well be able to achieve an even better deal with a greater saving. This is why, when considering a remortgage, you should seek out totally impartial advice by using an independent remortgage service such as this.

    Enquiring about a mortgage is easy.

    All you need to do is complete the no obligation enquiry form and an adviser will contact you to discuss your requirements. - this service is free and entails no obligation on your part.

    Mortgage solutions to suit you

    Remortgage services are by Pavis Financial Manegment who are authorised and regulated by the Financial Services Authority for mortgages. They do not charge a fee for residential mortgage advice; however there is an administration fee for processing each of your standard residential mortgage contracts. The typical administration fee is £499. For impaired credit lending the typical fee is 1% of the mortgage loan. For Buy to Let and Commercial Mortgages a fee of 0.5% of the mortgage loan size applies of which £500 is payable on application with the balance payable on completion.

    We offer a full advice & recommendation service in all cases in order that you can make an informed decision with us about your mortgage needs.

    To enquire simply complete the brief confidential

    enquiry form

     

    To work out how much you will be able to borrow click on calculators.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

    MISSING PAYMENTS WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     
     

      

      © 2009 copyright www.edwards-associates.co.uk Remortgages  Mortgages                          

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