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Since 1974
   

                            Right to Buy

 
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House

First-time buyer

  • We'll help you every step of the way
  • Free imartial advise

  Mortgages

  Remortgages

  • Switch your mortgage
  • Find out how mutch you could save
  • Easy to use calculator

  Self-Cert

  • Self employed
  • non status

  Right-to-Buy

  • Buy your council house or flat
  • Use your Tenant discount
  • Buy your home at a lower price

  Buy-to-Let

  • Considering buying a property to rent out?
  • Building your property portfolio?
  • We can arrange a competitive mortgage
  • We search the market for you
  • Help with expert assistance
  • Easy to use calculator

   Loans

  • Home Owner (Secured) Loans
  • Any Purpose Personal Loans
  • Extensive Range Of Lenders

 Easy to use calculators

 

 

 

 

This is because the length of time you have spent as a tenant entitles you to a discount.

In many cases the monthly mortgage payments involved with a Right to Buy mortgage are lower than the rent on the property.

Right to Buy Legislation

Many people who were struggling to get by are now home owners and their way of life has been transformed thanks to the Right to Buy legislation.

If you are a tenant currently looking to buy the property you are renting under a council right to buy scheme. We are specialist brokers and can offer a range of right to buy mortgages. Should you have a poor credit rating, have CCJ’S or you’ve been declared bankrupt. All these constitute a request for an adverse right to buy mortgage. We have a wealth of experience in securing mortgages and loans for clients in these situations.

Warning – things to consider before deciding to buy your home.


Buying your home is probably the biggest financial decision you will ever make. So take time to consider whether it is the right choice for you.

For further details you should look at the information on the Deputy Prime Minister’s website at www.odpm.gov.uk. They’ve made it is easy to understand – but it is not a substitute for professional advice.

Enquiring about a mortgage is easy.

All you need to do is complete the no obligation enquiry form and an adviser will contact you to discuss your requirements. - this service is free and entails no obligation on your part.

Mortgage solutions to suit you

These mortgage services are by Pavis Financial Manegment who are authorised and regulated by the Financial Services Authority for mortgages. They do not charge a fee for residential mortgage advice; however there is an administration fee for processing each of your standard residential mortgage contracts. The typical administration fee is £499. For impaired credit lending the typical fee is 1% of the mortgage loan. For Buy to Let and Commercial Mortgages a fee of 0.5% of the mortgage loan size applies of which £500 is payable on application with the balance payable on completion.

We offer a full advice & recommendation service in all cases in order that you can make an informed decision with us about your mortgage needs.

To enquire simply complete the brief confidential

enquiry form

To work out how much you will be able to borrow click on calculators.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

MISSING PAYMENTS WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.

 

 

 

 

 

 

 

 

 

 

 

If you live in a council house or flat you will probably be aware that many people have taken the opportunity to buy their houses at a reduced price.

Under the Right to Buy scheme, you can buy your home at a price lower than the full market value.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 

  

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