what is ASU
or        
MPPI     

Remove the fear of repossession due to Accident, Sickness, Redundancy or hospitalisation. Protect your monthly outgoings for up to two years!

Unable to Work

If you find yourself unable to work for a prolonged period of time as a result of accident, sickness or involuntary unemployment, our insurance will take the pressure off by ensuring your mortgage is covered.

You may think that you will be able to rely on your savings or State benefits to pay the mortgage if you are unable to work - but research has revealed that for the majority of borrowers both these routes would be inadequate to cover them.

The State benefits for people in this situation are limited and they are means tested, so if you have savings you would be expected to use them first. Also, expect to wait around nine months before you see any payout.

Ensure your peace of mind; consider some of the monthly outgoings you would have and would need to maintain; Mortgage, utility bills, and insurances. If you lost your income how would you pay for these?

Mortgage payment protection insurance is an insurance policy that covers your mortgage payments; you can choose to protect other housing expenses on top. It pays monthly benefits if you are unable to work because of accident, sickness or unemployment, which is why it's also called ASU cover. It is an insurance policy to reduce the everyday risks facing homeowners?

Watch out

Almost everyone who wants MPPI buys it from mortgage lenders. Unfortunately, people in captive audiences always get taken for a ride, and mortgage interviews are no exception to this rule. What happens is lenders charge as much as they possibly can for this cover, knowing that we have no idea of its true worth.

Watch out for lenders who insist that you should take their insurance. Go elsewhere

Our Mortgage Payment Protection Insurance is low cost –
a small price to pay for peace of mind!

For an immediate online quote – click here.

Mortgage Payment Protection Insurance