Mortgage Payment Protection

Mortgage Payment Protection Insurance is there to cover the repayments of your mortgage and other mortgage related expenditures such as Buildings and contents insurance, should you become unable to earn an income through accident, sickness or unemployment.

Age Related
Available for 90 days after the completion
date of either a mortgage or remortgage
Benefit payable over 12 months from date
of first claim
Max 60% of annual income
Option to include a joint proposer
Employed
Self employed
Back to day one deferment
30 day deferment period
Maximum monthly benefit £2,000
Ages range from 18 to 64
No medical questions or medical
underwriting
Premium payable by monthly direct debit

Standard
Can include cover of loans, bills, credit cards and mortgage
Does not have to include mortgage
payments in the benefit
Benefit payable over 12 months from date of first claim
Max 60% of annual income
Option to include a joint proposer
Employed Self employed
Back to day one deferment
30, 60. 90 or 180 deferment period
Maximum monthly benefit £1,500
Ages range from 18-50
No medical questions or medical
underwriting
Premium payable by monthly direct debit

Mortgage Payment Protection Insurance covers both the Employed and Self employed.

If you find yourself unable to work for a prolonged period of time as a result of accident, sickness or involuntary unemployment, our insurance will take the pressure off by ensuring your mortgage is covered.

In today’s financial environment you must ensure your peace of mind; consider some of the monthly outgoings you would have and would need to maintain; Mortgage, utility bills, and insurances. If you lost your income how would you pay for these?

Remove the fear of repossession due to Accident, Sickness, Redundancy or hospitalisation. Protect your monthly outgoings!

This is a monthly policy payable by Direct Debit.

We can offer two types of insurance, Standard which a general product and Age Related

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