Office Insurance
Our office insurance offers many special features and benefits so that the you can enjoy top quality cover at an attractive price.
The Insurance has both standard and enhanced cover options. The standard policy provides cover for various risks including public and employers liability, contents cover, and tenants improvements.
The enhanced options give the client the choice to increase the level of public liability, business interruption and all risks cover to name but a few, allowing the policy to be tailored to suit individual needs.
Terms and conditions in most cases are given instantly and cover can often be arranged straight away.
You have the
option of paying by credit card, cheque or spread
the costs of premiums by monthly direct debit,
all online.
Automatic reinstatement of sums insured
after a loss
Replacement values of contents
Loss of or damage to documents, computer
disks or tapes
Breakdown or failure of computer
equipment
Loss or damage to computer records
Minimise the interruption to work on
damaged computer equipment
Recompile or restore damaged data as a
result of damaged as covered by the
contents section
Costs to modify equipment or records to
ensure compatibility with replacement
computer equipment
Costs incurred through additional rental of
equipment
Accidental breakage to fixed glass or
sanitaryware
Damage to signs
Loss of or damage to goods in transit
Replacement of locks or keys following a
theft
Loss of money
Loss or damage to documents while
removed from the office
Loss or damage to contents while at an
exhibition
Rent whilst premises are untenantable
Loss of metered water
Damage to landscaped gardens caused by
Emergency Services
Damage to cables, drains and underground
pipes
Subsidence cover
Cover for tracing and making good leaking
pipes, drains and cables
Theft by employees
All risks on specified items
Terrorism cover
Assault to employees following robbery or
attempted robbery
Death
Total loss or permanent and total loss of
use of one or more limbs
Loss of sight
Temporary total disablement
Damage to clothing and personal effects
Loss of business income resulting from
damage under contents
Cover for outstanding debts where business
accounts are lost due to damage
Loss of business income as a result of
damage at suppliers
Loss of business income from denial of
access to premises as a result of damage to
others in the vicinity
Loss of business income due to murder or
suicide at the premises or human disease
Employers liability
Public liability
Products liability
Cover for legal costs in respect of Health
and Safety
Indemnity to principle
* Cover will not apply to Offices that are operating from residential premises *
If your office is home based and your working from home -
Click Here for Home Office Info
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