Professional Liability Insurance

Professional indemnity insurance is designed for professionals who sell their knowledge or skills. Cover is available for many occupations, these include:

Accountants
Architects
Engineers
Estate agents
IT consultants

Cover can be extended to include various extras (tools and goods in transit, temporary employee’s, business interruption and property all risks cover are but a few) enabling you to create a comprehensive policy to suit your individual needs.
The policies provided are flexible to allow for the increase / decrease in staff, or the increase in the limit of indemnity, sometimes needed to secure that all important contract.
Our professional indemnity panel of insurer’s provide competitive terms and conditions, and for those larger premiums there is the added benefit of direct debit enabling the costs to spread.

Public Liability cover up to £5,000,000
Temporary employees cover
Up to £5,000,000 for temporary employees
Legal Liability for contractors
Cover for legal costs under the Health and Safety at Work Act 1974
Indemnity to Principle
Motor Liability for hired vehicles
Cover for leased and rented premises
Cover under the Data Protection Act 1998
Cover for sudden, unintended and
identifiable pollution
£10,000,000 Employers Liability as
standard which includes temporary
employees
Compensation for unsatisfied court
judgements
Tools cover
Goods in transit cover
Tools cover applies to hand tools, mobile phones and hand held portable power tools
Hired in plant
Plant and temporary buildings
Additional plant hire charges following
damage

Hired in plant
Plant and temporary buildings
Additional plant hire charges following
damage
Reinstatement of sums insured
Costs incurred of recovering immobilised plant
Redrawing plans following damage
Own plant cover
Stock in trade
Personal effects of employees
Contract works cover
Showhouses and contents
Architects and surveyors fees
Debris removal
Cover for property built or erected other
than under a contract
Off site storage of materials
Cover for an increase in value of a contract
Extra costs for repairs such as overtime and nightwork
Personal Accident cover
Death or permanent disablement
Temporary total disablement

Our professional liability policy provides liability and employers liability insurance cover for most professional trades.

professional liability insurance workman

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